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March 4, 2013

Spring vacation travel tips

(Continued)

Watch out for sales presentations some travel companies offer. These typically turn into high-pressure sales pitches.

If you attend a sales presentation, you may be encouraged to make a purchase on the spot. Instead, insist on time to think about the deal and do not make a payment until you have all the information you need to make a decision. Don't do business with companies that make you feel uneasy or rushed.

Think twice before joining a travel club in order to receive what appears to be an attractive travel discount. First, the discount may not turn out to be all that attractive. Second, a travel club contract may include annual fees, maintenance costs or other unexpected charges. To avoid surprises, read the contract to find out exactly how much the membership will cost and how you can cancel it. Look for exclusions or conditions that will limit your ability to get a refund.

Finally, pay with a credit card. When you pay with a credit card, federal law allows you to dispute unauthorized charges of more than $50 with your credit provider. You may not have the same protections if you pay with a debit card.

Story provided by ConsumerAffairs.

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